RATES
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WE MAKE IT EASY TO CHECK OUR RATES!
BIG DISCLAIMER!
We publish our rates because we know we are highly competitive in the market. And we aren't going to send you down a "conversion funnel" to capture your information, so that we can harass you endlessly.
But getting an accurate idea of what your rate would be depends on a lot of variables, especially on Conventional Loans. We publish our rates for demonstration purposes.
In order to get an accurate rate quote, go to our rate quote portal>.
RATES EFFECTIVE November 3, 2015 at 10:30 AM
Conventional
VA
FHA
Rural Housing
Conventional Rates
__________________ ____ __RATE_______________APR______________POINTS________________________________________________________________________________________________
30 YEAR FIXED
3.75%* 3.984%* .624% This scenario pays .125% of your loan amount to your closing costs.
3.62%* 3.798%* .875% This scenario pays .875% of your loan amount to your closing costs.
__________________ ____ __RATE_______________APR______________POINTS________________________________________________________________________________________________
15 to 20 YEAR FIXED
3.000%* 3.341%* -1.274% In this scenario, you pay 1.274% of your loan amount to get this rate.
3.250%* 3.735%* .0310% This scenario pays .310% of your loan amount towards your closing costs.
_______________________RATE_______________APR_______________POINTS_________________________________________________________________________________________________
20 YEAR FIXED
3.000%* 3.341%* -1.274% In this scenario, you pay 1.274% of your loan amount to get this rate.
3.250%* 3.735%* .0310% This scenario pays .310% of your loan amount towards your closing costs.
* This scenario assumes a credit score of 740 or greater, and a down payment of 15%, and a loan amount of $150,000 or higher. Loan amount, credit score,
and down payment are important determining factors for Conventional Loans. Contact us for a free personalized rate quote.
Rates are subject to change without notice!
VA Rates
____________________RATE_______________APR__________________POINTS______________________________________________________________________________________________
30 YEAR FIXED
3.500%* 3.698%* .125% This scenario pays .125% of your loan amount to your closing costs.
3.625%* 3.798%* .875% This scenario pays .875% of your loan amount to your closing costs.
________________ __RATE_______________APR_____________________POINTS_____________________________________________________________________________________________
15 YEAR FIXED
3.0%* 3.241%* .274% In this scenario, you pay .274% of your loan amount to get this rate.
* This scenario assumes a credit score of 640 or greater, and a loan amount of $80,000 or higher.
Rates are subject to change without notice!
FHA Rates
____________________RATE_______________APR__________________POINTS______________________________________________________________________________________________
30 YEAR FIXED
3.500%* 3.698%* .125% This scenario pays .125% of your loan amount to your closing costs.
3.625%* 3.798%* .875% This scenario pays .875% of your loan amount to your closing costs.
________________ __RATE_______________APR_____________________POINTS_____________________________________________________________________________________________
15 YEAR FIXED
3.0%* 3.241%* .274% In this scenario, you pay .274% of your loan amount to get this rate.
* This scenario assumes a credit score of 640 or greater. Contact us for a free personalized rate quote.
Rates are subject to change without notice!
Rural Housing Rates
____________________RATE_______________APR__________________POINTS______________________________________________________________________________________________
30 YEAR FIXED
3.500%* 3.698%* .125% This scenario pays .125% of your loan amount to your closing costs.
3.625%* 3.798%* .875% This scenario pays .875% of your loan amount to your closing costs.
* This scenario assumes a credit score of 680 or above, and a loan amount of $150,001 or higher. Loan Amount and Credit Score are determining factors in what your final rate will be on a Rural Housing Loan. Contact us for a free, personalized rate quote.
All rates are subject to change without notice!
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