Because we have incredibly low FHA rates and fast turn times!

One of the best advantages of FHA mortgages is that they have a streamlined refinance option.  A streamline FHA allows you to take advantage of today's rates, without all the hassle of a full document refinance.  Streamlined Refinances have two options.

The first option is a no appraisal option.  To do this option, your principal balance must stay the same, which is a good thing.  Closing costs can't be rolled in.  But right now, FHA rates are so low, we can often pay your closing costs, for a nominal bump in rate.  The second option allows you to roll in your closing costs, but you must have an appraisal.

Happily, almost all FHA Streamlines we do are the first option!  Our FHA rates are lower than most places, which gives us more room to cover your closing costs.

FHA Streamlines must give you a solid net tangible benefit, both by FHA guidelines and South Carolina law.  If you are refinancing a fixed rate mortgage, your payment for principal, interest and mortgage insurance must me 5% lower than the current payment.  Of you can refinance out of an adjustable rate mortgage, or even shorten your term!

In other words, if you are in line for an FHA Streamline Refinance, its hard to imagine why you wouldn't do it!

FHA Streamline Refinance Calculator

We designed this calculator do give you a rough idea of what a FHA Streamline Refi looks like for you with today's rates.  You can get our current published rates for FHA loans under "Rates".   FHA mortgage pricing  varies based on your credit score, and other factors.  So if you are close to buying a new home, it's a good idea to contact us for a free rate quote. You will find a number of options for contacting us below. We love to hear from you!

(Everything you need to input is on your mortgage statement!)

We truly appreciate all the help and the kind words.  Being first time home buyers, we were somewhat nervous but you truly gave us peace and made the ride a smooth one!  Can’t thank you enough!

                                                                                                                                     The Taylors

Next Steps.....

A calculator can only give you so much information, and mortgages are complicated!

You will find more options below.  We are ready to get to work getting you the best mortgage possible!