RATES
Our lean operations allow us to offer lower rates and closing costs!
WE MAKE IT EASY TO CHECK OUR RATES!
BIG DISCLAIMER!
We publish our rates because we know we are highly competitive in the market. And we aren't going to send you down a "conversion funnel" to capture your information, so that we can harass you endlessly.
But getting an accurate idea of what your rate would be depends on a lot of variables, especially on Conventional Loans. We publish our rates for demonstration purposes.
In order to get an accurate rate quote, go to our rate quote portal>.
RATES EFFECTIVE November 3, 2015 at 10:30 AM
Conventional
VA
FHA
Rural Housing
Conventional Rates
_______________RATE______________APR__________POINTS______________________________________________________________________
30 YEAR FIXED
3.75%* 3.984%* .624% This scenario pays .125% of your loan amount to your closing costs.
3.62%* 3.798%* .875% This scenario pays .875% of your loan amount to your closing costs.
____________RATE_____________APR___________POINTS______________________________________________________________________
15 to 20 YEAR FIXED
3.000%* 3.341%* -1.274% In this scenario, you pay 1.274% of your loan amount to get this rate.
3.250%* 3.735%* .0310% This scenario pays .310% of your loan amount to your closing costs.
_____________RATE______________APR_____________POINTS_____________________________________________________________________
20 YEAR FIXED
3.000%* 3.341%* -1.274% In this scenario, you pay 1.274% of your loan amount to get this rate.
3.250%* 3.735%* .0310% This scenario pays .310% of your loan amount to your closing costs.
* This scenario assumes a credit score of 740 or greater, and a down payment of 15%. Down payment, credit score, and loan balance are important determining factors in Conventional pricing. Contact us for a free, personalized rate quote!
Rates are subject to change without notice.
VA Rates
_________________RATE___________APR________POINTS_______________________________________________________________________
30 YEAR FIXED
3.500%* 3.698%* .125% This scenario pays .125% of your loan amount to your closing costs.
3.625%* 3.798%* .875% This scenario pays .875% of your loan amount to your closing costs.
_________________RATE__________APR_________POINTS_______________________________________________________________________
15 YEAR FIXED
3.0%* 3.241%* .274% In this scenario, you pay .274% of your loan amount to get this rate.
*This scenario assumes a credit score of 640 or greater, and a loan amount of $80,000 or greater.
Rates are subject to change without notice.
FHA Rates
_________________RATE___________APR________POINTS_______________________________________________________________________
30 YEAR FIXED
3.500%* 3.698%* .125% This scenario pays .125% of your loan amount to your closing costs.
3.625%* 3.798%* .875% This scenario pays .875% of your loan amount to your closing costs.
_________________RATE__________APR_______________POINTS__________________________________________________________________
15 YEAR FIXED
3.0%* 3.241%* .274% In this scenario, you pay .274% of your loan amount to get this rate.
*This scenario assumes a credit score of 640 or greater, and a loan amount of $80,000 or greater
Rates are subject to change without notice!
Rural Housing Rates
____________________RATE_______________APR__________________POINTS_____________________________________________________________________________
30 YEAR FIXED
3.500%* 3.698%* .125% This scenario pays .125% of your loan amount to your closing costs.
3.625%* 3.798%* .875% This scenario pays .875% of your loan amount to your closing costs.
*This scenario assumes a credit score of 680 or above, and a loan amount of $150,001 or higher. Loan Amount and Credit Score
are determining factors in what your final rate will be on a Rural Housing Loan. For a more accurate Rural Housing quote contact us!
All rates are subject to change without notice!
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