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Loan Programs
We offer a comprehensive portfolio of loan programs for purchasing a new home or refinancing your current home. Our team will work with you to help put together financing options that best fit your financial goals. Available programs include:

Conventional
  • Down payment options as low as 3% for first time buyers
  • 10/15/20/30 year term options
  • May be used to purchase new or exisiting homes
  • Refinancing programs available

Rural Housing (USDA)
  • No Down Payment!
  • 30 year fixed rate
  • No maximum loan amount
  • May be used to purchase new or existing homes

FHA
  • Only 3.5% down payment required
  • Down payment may come from a gift
  • 15/30 year fixed rates
  • May be used to purchase new or exisiting homes
  • Refinancing programs available

VA
  • No Down Payment!
  • VA eligibility may be used multiple times
  • Great 15/30 year rates
  • May be used to purchase new or exisiting homes
  • Refinancing programs available