Loan Programs
We offer a comprehensive portfolio of loan programs for purchasing a new home or refinancing your current home. Our team will work with you to help put together financing options that best fit your financial goals. Available programs include:
Conventional
- Down payment options as low as 3% for first time buyers
- 10/15/20/30 year term options
- May be used to purchase new or exisiting homes
- Refinancing programs available
Rural Housing (USDA)
- No Down Payment!
- 30 year fixed rate
- No maximum loan amount
- May be used to purchase new or existing homes
FHA
- Only 3.5% down payment required
- Down payment may come from a gift
- 15/30 year fixed rates
- May be used to purchase new or exisiting homes
- Refinancing programs available
VA
- No Down Payment!
- VA eligibility may be used multiple times
- Great 15/30 year rates
- May be used to purchase new or exisiting homes
- Refinancing programs available